Texas Drivers Ed Written Practice Test

How many years must proof of financial responsibility be kept up?

1. 1 year

2. 2 years

3. 3 years

4. 4 years

The correct answer is: 2 years

In Texas, proof of financial responsibility, such as an auto insurance policy or a surety bond, must be maintained for a minimum of two years following the date of the accident or the issuance of a citation for failure to maintain financial responsibility. This requirement is in place to ensure that drivers can demonstrate that they have the necessary coverage to pay for damages or injuries resulting from an accident. Maintaining this proof for two years is crucial because it aligns with the state's regulations aimed at promoting responsible driving and providing financial protection for all parties involved in motor vehicle accidents. Having proof readily available also helps alleviate legal or financial repercussions that could arise from a failure to demonstrate financial responsibility.