Texas Drivers Ed Written Practice Test

What is the minimum insurance coverage required by Texas law?

1. Liability insurance with $25,000 for bodily injury

2. Liability insurance with at least $30,000 for bodily injury per person

3. Liability insurance with at least $50,000 for property damage

4. Liability insurance with $10,000 for bodily injury per person

The correct answer is: Liability insurance with at least $30,000 for bodily injury per person

The minimum insurance coverage required by Texas law mandates that drivers must have liability insurance with at least $30,000 for bodily injury per person. This requirement is established to ensure that in the event of an accident, sufficient funds are available to cover the medical expenses and other related costs for individuals who may be injured. The focus on bodily injury coverage specifically addresses the need to protect the welfare of victims in car accidents. While other types of coverage are important and necessary for comprehensive insurance, the specific figure of $30,000 reflects the state's legal framework aimed at establishing a baseline of financial responsibility among drivers. This amount is set to help ensure that victims of accidents can receive medical care and compensation, reducing the risk of financial distress resulting from vehicular incidents. Hence, having liability insurance that meets or exceeds this requirement is essential for complying with Texas law and safeguarding oneself and others on the road.