What is the minimum required insurance coverage in Texas?

The minimum required insurance coverage in Texas mandates a specific amount to ensure that drivers can cover potential damages in the event of an accident. The correct answer outlines the minimum liability coverage as follows: $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage. This structured coverage is designed to protect not only the driver but also other parties that might be impacted in an accident.

Here’s why this minimum requirement is crucial: it ensures that a driver can handle financial responsibilities for injuries inflicted on others and any damage to property. By having this insurance in place, the chances of financial hardship resulting from an accident can be greatly reduced, promoting a safer driving environment for all road users. Having coverage that meets or exceeds these requirements is essential for legal driving in the state of Texas.