What kind of insurance is mandatory in Texas?

In Texas, liability insurance is mandatory for all drivers. This type of insurance provides financial protection in the event that you cause damage to another person's property or injury to another person while operating your vehicle. The required minimum liability limits in Texas are designed to cover damages and medical expenses that may arise from an accident for which you are at fault.

Having liability insurance ensures that you can fulfill your legal responsibilities if you cause an accident, protecting not only yourself but also other road users. It is crucial to note that while other types of insurance, such as comprehensive and collision coverage, can offer important protection for your own vehicle, they are not required by law in Texas. Uninsured motorist insurance is also not mandatory, though it’s highly recommended to protect against accidents with drivers who lack insurance.